The right thing for your family
We see our job as helping you protect everything you hold dear, so the one thing you won’t need to worry about when taking out a life insurance policy, or any other protection policy, if misfortune strikes, is the financial impact to your family. Our easy-to-use service is designed to offer the best protection available to you in these key areas:
This type of cover is designed to pay off a mortgage in the event of the death of a borrower within the term of the mortgage.
A mortgage isn’t the only financial worry if someone dies. Other bills and expenses continue and family protection cover can provide a lump sum or income to assist.
Critical Illness Cover
Cover for a critical illness means that if you were to be diagnosed with a serious medical condition, you would receive a tax efficient lump-sum payment. No-one would want to be worrying about their financial responsibilities when they were seriously ill, so having this type of cover in place can provide valuable reassurance for you and your family. Policies are designed to cover a specified illness detailed within the policy.
Accident, sickness or unemployment could put you out of work for a time. Income protection cover is often the answer and it could meet your mortgage payments too. Accident Sickness and Unemployment Insurance can be a short solution whereas Income Protection (Permanent Health Insurance) is often a longer term solution.
* Your home may be repossessed if you do not keep up repayments on your mortgage
Insurance which is based on an assessment of the health of the applicant is unlikely to cover the applicant for previous or existing medical conditions. Applicants should refer to policy documentation and seek advice in order to understand what the policy does and does not cover before making an application.
We always recommend that prior to submitting your details, you read and acknowledge our data privacy notice, which can be viewed via the section “Data Privacy Notice” at the bottom of the page.