With the current Coronavirus pandemic, now more than ever it’s vitally important to make sure you and your family are protected.
Life Insurance and Income Protection is surprisingly inexpensive and provides the peace of mind that your family will be looked after.
Are you and your family properly covered?
Most families are unprotected should the worst happen. This lack of cover means that millions of households could potentially be forced to sell the family home if they couldn’t afford the mortgage repayments due to the death of a parent or loss of income to a family member.
Losing a partner is not only devastating but life-changing. Sadly, losing a member of the family team also means losing the financial contribution to the household. That’s why it’s so important to consider protecting your family’s future and finances by taking out a life insurance or Income Protection policy.
What is income protection
Income protection is a long term insurance policy intended to specifically help you if you can’t work due to illness or injury, ensuring you receive a regular income until you retire, or are able to return to work.
- It replaces part of your income – providing you can’t work due to illness or injury
- It pays out until you are able to return to work – or you retire, the end of the policy terms or you die.
- It covers most illnesses that render you unable to work – in the short or long term (dependant on policy type)
- You’re able to claim as many times as you need – while the policy lasts and you maintain payments.
Income protection shouldn’t be confused with critical illness cover. Critical illness cover will pay out a lump sum in the event of a specific serious illness.
So, Do You Need Life Insurance?
If your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, then the answer is yes – you certainly do want life insurance, since it will help provide for your family in the event of your death or serious illness.
If you want peace of mind that your family will be looked after no matter what, think about getting life insurance.
We have helped protect over 20,000 families and still counting.
Even if you currently have life insurance you should review your cover on a regular basis. Circumstances can change and industries change. We may be able to help you find improved terms on your current policy.
Talk to a Protection Specialist at Secure For Life today and find out what options are available to you, and how we could potentially help improve your policy.
Protect Your Family
With plans starting from as little as £1.50 a week, we would love to help you get you and your family protected. It’s what we love to do. We do all the work for you. We have helped protect over 20,000 families and counting.
Be sure. Be Secure.
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